Are you a female entrepreneur looking for business finance?
Are you tired of being overlooked by traditional banks?
F4P Impact Finance has your back!
WHO WE ARE
F4P Impact Finance is a developmental microfinance company deeply rooted in African values, dedicated to driving economic growth through accessible finance and community collaboration. Our journey began by recognizing the challenges faced by women-owned businesses in underserved regions of Africa, including limited access to capital, financial management difficulties, and historical disadvantages. F4P addresses these issues with a comprehensive approach to microfinancing. We are a trusted partner in the journey of economic empowerment, enabling small businesses to thrive and uplift their local communities.
Mission
Empowering African entrepreneurs through accessible finance and community-driven collaboration to catalyse economic growth and prosperity
Vision
We envision a future where every African entrepreneur, particularly women, possesses the financial means, knowledge, and network to transform their businesses, uplift their communities, and fulfill their purpose in life.
BACKGROUND AND PHILOSOPHY
Our Origin Story
Established in 2019 as a consultative arm of Global Leading Light Initiatives (GLLI), a non-profit organization in South Africa's Eastern Cape, F4P Impact Finance emerged from a profound understanding gained through GLLI's work with women-owned small businesses.
Our journey started with a commitment to empower purpose-driven women entrepreneurs in low-income communities. As we delved into the challenges they faced, a valuable lesson emerged: While purpose-driven businesses demonstrated greater resilience, commitment, and longevity compared to their profit-focused counterparts, they also faced greater barriers to financial opportunities.
A Shift Towards Developmental Microfinance
Realising that financial exclusion posed a significant obstacle to the growth of purpose-driven businesses, F4P transitioned into a developmental microfinance company in 2022. Our mission goes beyond providing financial support. We seek to complement the training programmes offered by GLLI, recognizing that sustainable growth requires a holistic approach. The pilot phase, running from 2023 to 2024, is yielding remarkable results, solidifying our commitment to the cause.
The Fuel for Purpose pyramid
At the heart of F4P's investment philosophy lies the "Fuel for Purpose" pyramid. We identify and invest in businesses propelled by purpose – where passion serves as the driving force, competence is developed through knowledge and experience, and access to resources acts as the bridge between internal drive and external opportunities. This interconnected network provides a foundation of financial and social security, affording business owners the freedom to focus on growth.
OUR SERVICES
We offer a comprehensive suite of services designed to empower purpose-driven entrepreneurs and foster collective success within communities. Our services go beyond conventional financial transactions; they are powerful tools of transformation crafted for inclusivity, empowerment, and sustainable growth.
Our small business loans embody the spirit of unity, trust, and communal achievement deeply rooted in African traditions. As an NCR licensed credit provider, F4P Impact Finance is committed to responsible lending practices, offering micro-loans at very low interest rates. Our loans are accompanied by business management, financial literacy, and mindset training, ensuring holistic empowerment.
Access Loans
Purpose-driven women-owned businesses, having undergone capacity-building, receive micro-loans for tangible business needs, working capital, and expansion.
Curated Loans
A carefully selected set of loans tailored to meet specific business needs, including cession loans for tender fulfillment, business emergency loans for unexpected challenges, and invoice financing for immediate cash flow.
Group Loans
Inspired by the principles of stokvel, our group loans emphasize unity, trust, and collective success. They serve as powerful tools for transformation, fostering inclusivity and empowerment within communities.
DEVELOPMENT PARTNERSHPS
Who are development partners?
We believe in the power of collaboration to drive financial inclusion in women-owned businesses. Development Partners are the backbone of our mission, comprising non-profit organizations, incubators, accelerators, business networks, and government agencies - both locally and internationally. These partners share a common mission: to promote financial inclusion and empower women entrepreneurs.
1. Strategic Alliances
We forge strategic alliances with Developmental Partners who align with our vision. Together, we create a network that extends the reach of financial services to women-owned businesses in underserved communities. By pooling our resources and expertise, we enhance the impact of our collective efforts.
3. Capacity Building
Developmental Partners play a crucial role in capacity building. We work hand-in-hand to provide training, mentorship, and educational programs that empower women entrepreneurs with the knowledge and skills needed to thrive in their business ventures.
2. Targeted Outreach
Collaborating with Developmental Partners allows us to conduct targeted outreach programs. Through workshops, seminars, and collaborative events, we engage directly with women entrepreneurs, providing them with insights, resources, and access to our financial solutions.
4. Application Support
Our Developmental Partners assist potential clients in navigating the application process. By providing guidance and support, they ensure that women-owned businesses can seamlessly access the financial solutions they need to grow and succeed.
Become a Development Partner
Are you a non-profit organization, incubator, accelerator, business network, or government agency committed to promoting financial inclusion in women-owned businesses? Join us in making a lasting impact.
If your organisation is interested in our development partnership opportunity, please click on the button below to fill out the inquiry form and one of our team members will contact you soon.
Some of our development partners
OUR TEAM
F4P Impact Finance is led by a team of accomplished professionals, each equipped with expertise in crucial domains such as finance, community development, developmental finance, accounting, and law.